Choose Your Checking Account
At Farmers Bank, we believe your checking account should give you full access to manage your funds. Your checking account should reward you and allow you to earn interest on your balance. All our accounts include:
- Debit Card
- Online Banking & Bill Pay
- Mobile Banking
- eStatements
- iTalk Telephone Banking
Checking Accounts We Offer
Kasasa Cash®
What’s better than free checking that pays you high interest? It’s Kasasa Cash! It also refunds ATM fees nationwide.
Account Details
- Minimum $100 opening deposit
- No minimum balance or service fees
- Earn 3.00% APY on balances up to $25,0001
- Earn 0.05% APY if qualifications are not met1
- Receive up to $20 in ATM fee refunds each month1
How to earn your cash back
For you to earn full rewards, the following qualifications must be met during each monthly qualification cycle:
- At least 1 direct deposit, ACH credit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
Kasasa Cash Back®
What if your debit card could earn you cash? It can!
Account Details
- Minimum $100 opening deposit
- No minimum balance or service fees
- Earn 3.00% cash back on debit card purchases2
- Earn up to $108 cash back per year, $9 per month2
- Receive up to $20 in ATM fee refunds each month2
How to earn our highest rate
For you to earn full rewards, the following qualifications must be met during each monthly qualification cycle:
- At least 1 direct deposit, ACH credit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
Kasasa Saver
Your automatic way to save.
Account Details
- Must be linked to your Kasasa Cash Or Kasasa Cash Back account
- Minimum $100 opening deposit
- No minimum balance or service fees
- 1.00% APY on balances up to $25,0003
- 0.50% APY on balances over $25,000 depending on balance in account3
- 0.05% APY if qualifications are not met in Kasasa Cash or Kasasa Cash Back3
How to earn our highest rate
For you to earn full rewards, the following qualifications must be met during each monthly qualification cycle:
- At least 1 direct deposit, ACH credit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
Adventure Club
Are you interested in an account that provides unique rewards, including travel opportunities, and discounts at local merchants?
Account Details
- $8 minimum balance fee applies if the minimum daily balance falls below $1000 during statement cycle
- One free order of Club Checks per calendar year
- Enjoy discounts at local businesses (View list)
- Participate in domestic and international travel opportunities
- Special member rates on CD’s, savings accounts, home equity and installment loans
How to earn your rewards
To enroll in Adventure Club, you must meet the following deposit requirements
- $1,000 in checking OR
- $5,000 in savings OR
- $5,000 in CDs
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